Energy solutions

Energy is one of the world’s most influential commodities. As it is exchanged from country to country, it defines their diplomatic, economic and political relationships.  

Why Zurich?

Each Zurich solution leverages predictive analytics, synthesizing economic, political, labor and resource-management factors. Zurich provides coverage for the major, conventional fields of energy production (oil, gas, power generation) and emerging fields (wind, solar, geothermal, etc.) with one of the industry-leading programs that serve production and distribution.
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Energy solutions

Alternative energy

Alternative energy is the future of the industry, but pursuing and developing new sources of energy can expose your business to new risks. The construction of a wind farm or solar-energy facility needs a policy that fully anticipates the integration of these technologies into existing infrastructure and in alignment with the current and future regulatory and tax environment. Zurich has experienced alternative-energy specialists who focus on the legal, regulatory, financial and tax implications related to alternative energy as well as risk engineers who understand the materials and facilities involved. In this way, Zurich aims to help alternative energy providers reduce losses and mitigate operational and financial risks.  


Even domestic energy relies on foreign components and relationships, which is why understanding the risks and local country regulations inherent in doing business abroad is vital for energy producers. Zurich is one of the leading providers of international insurance programs, with a network of international program underwriters, risk engineers and dedicated international claims specialists who can help identify challenges, design a centrally managed coverage plan, and provide a prompt response should a loss occur.

In addition to the knowledge of our dedicated international program professionals, Zurich offers an online tool, Zurich Multinational Insurance Application (Zurich MIA), a regulatory, legal and tax compliance database. The information in our database has evolved from the experience of managing more than 3,000 international programs issued locally and admitted in more than 200 countries and territories.

Zurich also offers:

  • A portfolio of international-property and foreign-casualty solutions
  • Foreign primary admitted and non-admitted general liability coverages, including time-element and pollution coverage
  • Foreign-admitted and excess auto liability and physical damage
  • Foreign voluntary workers’ compensation
  • Foreign admitted workers’ compensation and employer’s liability coverage for US companies


The regulations of the mining industry can seem as complicated and challenging as extracting precious resources from the earth. With more than 25 years in the mining industry, Zurich helps you navigate environmental, political and financial challenges to help your business run productively and efficiently.

Our underwriters set the benchmark for risk gradings based on data gathered from more than 500 sites evaluated. Zurich serves qualified customers with solutions for:

  • Hard-rock mining
  • Coal mining
  • Metal/non-metal mining
  • Quarrying and solution
  • Processing facilities
  • Contractors, equipment manufacturers and distributors
  • Equipment maintenance and repair

Zurich’s mining solutions include:

  • Risk-engineering professionals with specialized mining experience to help customers identify key risk exposures and develop plans to help mitigate them
  • Dedicated property and casualty underwriters who focus on the mining business
  • A single point of contact who understands claims services for mining
  • Energy casualty services provided in U.S. jurisdictions, with access to a global network of energy casualty underwriters
  • Flexible workers’ compensation solutions for U.S. operations, including guaranteed cost and deductible as well as self-insured programs
  • Political risk insurance including market-leading coverage for expropriation, political violence, currency inconvertibility and other risk that miners face in emerging markets
  • Federal Coal Mine Health and Safety Act Coverage provided for coal accounts (in the U.S.)
  • Customer service delivered through a global network of Zurich offices and strategic partnerships in more than 200 countries and territories

Oil and gas, petrochemical and refining

Our current energy revolution has been powered by breakthroughs in exploration, drilling and production technologies. Zurich understands the opportunities and risks of a rapidly expanding domestic oil, gas and petrochemical sector. For more than 25 years, Zurich energy professionals have focused on the rapid response and quick turnaround that have led energy pioneers to thrive. Zurich supports this ever-evolving and expanding industry with domestic and international solutions that include, but are not limited to:

  • Tailored onshore and offshore energy-property solutions, including all-risk physical damage, construction and builders’ risk, mechanical breakdown and business interruption, loss of production income, and Operator’s Extra Expense (Control of Well Insurance)
  • Solutions for upstream, midstream and downstream oil and gas operations, from construction to refining and processing
  • Tailored onshore and offshore drilling contractor package solutions, including construction, physical damage, business interruption and liabilities
  • Energy casualty solutions for primary general liability, commercial auto, workers’ compensation, excess and umbrella and pollution coverage
  • Political-risk coverage for oil and gas companies’ investments in emerging markets and credit coverage for their trading activities
  • A single point of contact who understands claims services under Oil and Gas, Petrochemical and Refining
  • An admitted carrier in all 50 states
  • Customer service delivered through a seamless global network of Zurich offices and strategic partnerships in more than 200 countries and territories

Power generation and utilities

To keep their lights on and businesses running, you have a responsibility to your energy customers. Collaborate with Zurich to devise plans for smart energy consumption and reliable service. Zurich specialists average more than 25 years of experience and aim to to deliver technology that offers structured solutions to respond to the diverse needs of utilities and power-generation customers. Our professional knowledge includes solutions for:

  • Power generation
  • Coal
  • Gas-fired
  • Hydroelectric
  • Power suppliers
  • Retail and wholesale
  • Gas and electric utilities
  • Independent power producers
  • Manufacturers and distributors
  • Plant-maintenance contractors
  • Utility-service contractors

Our risk solutions offer:

  • Risk-engineering professionals with specialized, power-generation experience
  • Underwriters who focus on the utility and power-generation industries
  • Broad policy underwriting, including property damage, construction, transit coverage, and boiler and machinery
  • Failure to Supply coverage on both a primary and excess basis
  • Political risk coverage for investments or loans into emerging-market power projects including mitigation of the risks of non-payment by a government power offtaker
  • Contingent-business interruption, service interruption and extensions of coverage


Zurich Energy Multiline Solution

The Zurich Energy Multiline Solution can provide qualified mid-sized energy companies with the convenience of a customized approach combining the coverages and services your company needs.

  • Combined Onshore Property, Casualty, Umbrella and Inland Marine coverage in one, convenient solution
  • Optimal ease of implementation and administration, with a streamlined renewal process that helps minimize the need for additional information
  • Convenient access to a Zurich Risk Engineering professional with specific energy industry experience
  • Versatile solutions for a wide range of energy segments, including Oil & Gas (upstream, midstream and downstream), Power & Utility and Mining

With more than 25 years of experience providing specialized risk management solutions, services and insights to the energy industry, Zurich understands the needs of mid-sized energy companies, the risks they face, and the coverages and services they require.

Now, we can deliver our extensive energy experience to mid-sized energy firms with convenient, customizable features that make Zurich the right choice for growing energy companies.

Learn more about Zurich Energy Multiline Solution

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